PT Expense: Budget Tracker

Your money,
at a glance.

A budget tracker that works offline and speaks your language. Income, expenses, and savings with monthly limits, insights, and period comparison — no bank login required.

70+ languagesWorks offlineNo bank login
OverviewSeptember 2026 ⌄
MONTHLY BUDGET
$3,150 left
$1,850 spent$5,000 limit
Income$7.2K
Expense$1.85K
Saved$5.35K
By category
Food
$740
Transport
$310
Bills
$240
Other
$170
This month
You're spending less than your previous period.
A calmer way to manage money

See it. Plan it. Compare it.

Everything important is visible without turning your finances into a spreadsheet.

01 · Understand

Every dollar has a place.

See exactly where your spending goes. Categories turn a stream of transactions into a picture you can actually understand.

Category insightsSimple overview
Spending by categorySeptember
$1,850
Food
40%
Transport
17%
Bills
13%
Shopping
9%
02 · Control

Spend with a number in mind.

Set a monthly budget and always know how much is left. No complicated budgeting system — just a clear signal when you're getting close.

Monthly budgetRemaining balance
Monthly budgetSeptember
37% used
$1,850 spent$3,150 left
Limit$5K
Daily pace$62
StatusHealthy
03 · Learn

Know what changed.

Compare your current period with the previous one. Understand whether you're earning more, spending less, or saving better.

Period comparisonIncomeSavings
Period comparisonNow vs Prev
INCOME$7.2K↑ 8.4%
EXPENSE$1.85K↓ 6.2%
SAVINGS$5.35K↑ 14.1%
BIGGEST CHANGEFood↑ 4.8%
Built for real life

Simple by default.

The best expense tracker is the one you actually keep using.

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Quick entry

Add an expense or income without navigating through a complicated workflow.

◉

Private amounts

Hide sensitive financial amounts whenever you want a more private view.

⌁

App Lock

Protect your financial information with an additional app-level lock.

ने

English + नेपाली

A localized experience that feels natural whether you prefer English or नेपाली.

☁

Clear overview

Income, expenses, savings and budget status in one calm dashboard.

↗

Useful insights

Turn your transactions into patterns you can use to make better decisions.

Privacy is a feature

Your money.
Nobody else's business.

PT Expense is designed around the idea that personal financial information should remain personal. No noisy ads. No selling your financial story. Just a focused tool for you.

No adsFocus on your money, not advertising.
✓
No selling your dataYour financial activity isn't an ad product.
✓
Hide amountsKeep sensitive numbers out of sight.
✓
App LockAdd another layer of privacy.
✓

One app. Two ways to pay.

Same features on every plan — pick monthly flexibility or pay yearly and keep $20.14 in your pocket.

MonthlyPay month to month

$4.56/ month

$54.72 total over 12 months

  • Full expense tracking
  • Budget & comparison
  • Privacy features
  • 70+ supported languages
  • Export reports
  • Recurring balances
Start 30-day trial
AnnualSave 37%
Lowest cost per month

$2.88/ month

$34.58 per year · was $4.56/mo

Keep $20.14 vs monthly

  • Full expense tracking
  • Budget & comparison
  • Privacy features
  • 70+ supported languages
  • Export reports
  • Recurring balances
Start free trial

About one coffee a week — calm tracking priced for wherever you bank.

30 days free on either planNo ads · No selling your dataNon-refundable after trial — try both flows in the app
Your finances deserve a calmer interface

Know your money.
Keep control.

Start tracking income, expenses and savings with PT Expense. Simple enough for every day. Powerful enough to change how you think about spending.