PT Expense — Smart expense tracking
Income, expenses, and savings — private by design.
Available in English and Nepali.
Real app UI — categories, monthly budget, comparison, privacy, and invites that reward you and your friend.
Smart categories from your remarks, plus a By Category donut you can switch across Expense, Income, or Savings — with top-line insights on each total.
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Set an overall expense limit and optional category caps. The Overview meter shows how much you’ve spent and how much you have left — we gently warn you near the limit, and never stop you from saving an entry.
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Period Comparison shows Now vs Prev for this month, last month, or a custom range — with % deltas and a Biggest change callout.
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Hide amounts with the eye icon, or lock the whole app with optional PIN and fingerprint — two layers, separate controls.
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Share your one-time invite code. Once your friend’s signup is approved, both of you receive 30 days of free access — and we’ll send you a push notification when it’s added.
Discover moreOverview, monthly budget, invites, search, privacy, and App Lock — matching the latest shipped app.
This month, last month, or custom — budget meter, totals with top-category insights, By Category, and Period Comparison on one screen.
No ads. No data selling. Built for people who want their finances private — not public.
of your transaction data stays on your account — isolated, encrypted at login, and never shared with other users.
Every account is tied to a unique STEX code — your ledger is yours alone.
Only you can log in. Even with your code, nobody else sees your data.
Add a 6-digit PIN and fingerprint unlock from Profile → Security — separate from hide amounts.
Tap the eye icon to mask balances as Rs. ••••• — preference stays on this device.
No website forms — everything happens right in the app.
Tap “Don’t have an invitation code?” — name, email, contact. Confirm your email and your STEX code lands in your inbox after a quick review.
Enter your code, confirm it’s your app, and choose a secure password. Only you can sign in — nobody else sees your data.
Log income and expenses, set a monthly budget, compare periods, invite a friend for 30 days of free access, hide amounts, and optionally lock the app.
Everything included on both — start with a 30-day free trial in the app, pay only when you're ready.
Install the APK on any Android device and request your access code right in the app — you'll be tracking in minutes.
No access code? Tap “Don't have an invitation code?” in the app — confirm your email and your STEX code arrives after a quick review.
Scan to download
Download the app, then request an access code on the access-code screen (or enter one if you already have it). You can also add a friend’s invite code if they shared one. Confirm your email, enter the STEX code we send, and set your password.
Yes. Your income, expense, and savings data is visible only to you. Admins cannot see your transaction amounts. You can also hide amounts with the eye icon, or protect the whole app with optional App Lock (PIN and fingerprint).
Open Profile → Budget to set a monthly expense limit and, if you like, category caps. Overview shows how much you’ve spent and how much remains. As you approach or pass the limit we ask you to confirm — we never block you from saving an entry.
From Profile → Invite a friend, copy your one-time code and share it (WhatsApp works well). After your friend’s signup is approved, both of you receive 30 days of free access. We’ll send a push notification when that access is added. Invite codes are separate from access codes and can only be used once.
Yes, when an invite reward is granted — so you know both of you have received 30 days of free access. Budget reminders stay inside the app; we don’t send push messages about spending.
Every new account includes a 30-day free trial. After that, plans are रू 199 per month or रू 1,499 per year (about रू 125 a month). Everything is included — budget, invites, privacy tools, and both languages. You can pay securely in the app.
Tap the + button, choose Income, Expense, or Savings, then enter amount, category, date, and remarks. After saving you can tap Done or Add another. Budget, Invite, password, and App Lock are under Profile (your avatar).
On Overview, Period Comparison shows this period against the previous equal window — for example this month versus last month — with clear totals and the biggest change highlighted.
No. It’s available in English and Nepali and can be used internationally. Switch languages from the header language control. Made in Nepal with love by Nepalis — built for everyday tracking anywhere.
No website forms. Download the app, request your code, and start tracking — your data stays completely private.
Install the app, tap “Don't have an invitation code?”, and confirm your email. Your STEX code arrives after a quick review.
Free APK · Request takes under a minute
